DAF Risk Blog

29/06/17

If you’re a homeowner - or about to become one - your mortgage lender or solicitor may advise you to have an asbestos survey before contracts can be exchanged. Equally, if you’ve been in your home for a while you may wish to have one for peace of mind.

The reason a mortgage lender or solicitor will suggest an asbestos survey is, if they survey does establish that there is asbestos present in the property, it could affect the value of the house or flat.
Take a look at these key points which will help you decide how to go about having an asbestos survey for your home:
  • As a homebuyer you will get a ‘homebuyer’s report’ but this is not the same as a full asbestos survey. It can help you identify if there are materials containing asbestos in the property but it is not as comprehensive as an asbestos survey undertaken by a specialist surveyor.
  • You may be recommended to have a ‘pre-purchase asbestos survey’; this either involves a management level survey or sampling particular items that are likely to contain asbestos.
  • Even if you are planning to do work on the property when you move in, do not have refurbishment or demolition surveys before you have completed on the property. If the sale falls through you could be responsible for reinstatement costs.
  • It is unlikely that your homebuyers report will be carried out by an asbestos specialist so do not assume that the small number of suspect materials found on the report is comprehensive. Asbestos can be found in thousands of products and it is likely there are many that a general surveyor would not be aware of.
  • If the property you are hoping to buy was built before the year 2000 we would recommend have an asbestos survey done. A homebuyer asbestos survey is a relatively cheap alternative to perhaps having to pay £1000s to later remove asbestos.

We hope you find this advice useful and if you are considering buying a new home and would like to establish whether there are any risks from asbestos present, do get in touch. Our service is both efficient and good value, meaning you can put your mind at rest during an otherwise stressful process.
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